I had noticed that in this year, I spend money in a really fast way. Not only I had realized it, my friends had also seen my change. In the past, when they heard that I would like to buy something or asked them to go shopping, they would be very excited and went with me without hesitation. Now, they will stare at me and said "Again? “Make me feel like I am going to commit a crime. I also found that I can hardly maintain a balance in each month; I started to wonder that am I really spending money unreasonably? Finally, I discovered that the stable financial income from my part-time job, the enjoyment from shopping and the pleasure from the weekends' meeting are the reason for my loose of control in money management.
The first difference in this year is that I got a part time job since last summer which provides me a considerable and stable income each month. With this financial backup, I am able to buy the things I want without much consideration. In the past, pocket money from my mum was my only source of income and she would stopped me from buying things that is not useful or those were not match with her preference. For example, I enjoy listening music and would like to buy their CDs and go to their concert to support my idols but these were all prohibited by my mother. I could only stayed at home and saw the photos uploaded by my friends to imagine that I was in the concert too. Now, I can finally go to the concert with my friends as my mother got no reason to stop me anymore. I got the control of the use of my money, but they seem to be gone beyond my management plan.
The joy from shopping is another reason for my money keep going out from my pocket. I enjoy shopping; especially love the feeling of owing something I like. In the past, I could not buy what I want which made me keen on owing them now. Remember on last Saturday, I saw a pair of beautiful shoes that can perfectly match with one of my dress, but I was convinced by my friend not to buy it as it is a pair of high-heel which I am not capable to wear it. But the desire of buying it keeps growing inside my heart and on Monday, I went to the shop and bought it finally. I used my birthday as an excuse to relieve the guilty feeling and I can also find an excuse to go shopping. That's why I always got no money left each month.
However, only shopping would not make me lose control on the usage of my money, so what had made my situation worse? After looking at my schedule, I realized that the answer is entertainment. Watching movies, singing karaoke, having dinners...... Almost all the weekends are filled with meetings. I treasure each chance of seeing my friends because we are not in the same university now; it is much more difficult for us to maintain our friendship. For this reason, if they date me, I seldom say no. The consequence is that I lose control in my money management.
Although with a stable financial income, I can enjoy the happiness and unforgettable memories gained from spending money, it is not suitable for me to keep losing control of money management. I must learn to save and have a better control on the usage of money.
The first difference in this year is that I got a part time job since last summer which provides me a considerable and stable income each month. With this financial backup, I am able to buy the things I want without much consideration. In the past, pocket money from my mum was my only source of income and she would stopped me from buying things that is not useful or those were not match with her preference. For example, I enjoy listening music and would like to buy their CDs and go to their concert to support my idols but these were all prohibited by my mother. I could only stayed at home and saw the photos uploaded by my friends to imagine that I was in the concert too. Now, I can finally go to the concert with my friends as my mother got no reason to stop me anymore. I got the control of the use of my money, but they seem to be gone beyond my management plan.
The joy from shopping is another reason for my money keep going out from my pocket. I enjoy shopping; especially love the feeling of owing something I like. In the past, I could not buy what I want which made me keen on owing them now. Remember on last Saturday, I saw a pair of beautiful shoes that can perfectly match with one of my dress, but I was convinced by my friend not to buy it as it is a pair of high-heel which I am not capable to wear it. But the desire of buying it keeps growing inside my heart and on Monday, I went to the shop and bought it finally. I used my birthday as an excuse to relieve the guilty feeling and I can also find an excuse to go shopping. That's why I always got no money left each month.
However, only shopping would not make me lose control on the usage of my money, so what had made my situation worse? After looking at my schedule, I realized that the answer is entertainment. Watching movies, singing karaoke, having dinners...... Almost all the weekends are filled with meetings. I treasure each chance of seeing my friends because we are not in the same university now; it is much more difficult for us to maintain our friendship. For this reason, if they date me, I seldom say no. The consequence is that I lose control in my money management.
Although with a stable financial income, I can enjoy the happiness and unforgettable memories gained from spending money, it is not suitable for me to keep losing control of money management. I must learn to save and have a better control on the usage of money.
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